State Product Manager

Horace Mann is a purpose-driven company that is passionate about educators. The State Product Manager is responsible for developing and executing product strategies for personal lines, focusing on profitability and competitiveness while collaborating with various departments to enhance financial performance.

Responsibilities:

• Accountable for generating profitable growth in personal auto and residential property policies
• Contribute to the development of the P&C rate plan and product enhancement schedule
• Perform financial, market, and industry analysis
• Responsible for influencing IT, Research, Pricing, Claims and Regulatory to implement product and pricing enhancements
• Partner with Marketing and Field Sales teams to develop strategies to drive profitable growth
• Where necessary, develop marketing strategies and P & C strategies to respond to opportunities to drive growth or address profitability issues
• Maintain relationships with state regulatory departments and negotiate approval for rate and product changes
• Define underwriting appetite and work with P&C Underwriting to establish and enforce underwriting guidelines
• Provide business leadership for addressing regulatory changes, business errors or other unforeseen problems
• Communicate as needed with agents, field leaders, vendors, and other constituencies on state strategies, system initiatives, and P & C initiatives to achieve key strategic goals
• Leverage AI and other tools to help build statewide strategies

Requirements:

• Bachelor's degree required
• Minimum of 7 years in P&C product management, product development, underwriting, and/or risk management, preferably with a national or super-regional carrier
• Direct or indirect leadership experience
• Experience operating in a matrix environment
• MBA a plus
• CPCU or other insurance designation a plus