Senior Product Manager (Risk/Compliance) - Remote

PayNearMe is on a mission to simplify payments and enhance customer experiences through innovative technology. The Senior Product Manager will lead the development of fraud, risk, and compliance platforms, focusing on data-driven strategies to ensure secure money movement and regulatory compliance.

Responsibilities:

• Own the product vision, strategy, and roadmap for fraud prevention, risk management, and compliance
• Synthesize client usage, market research, competitive analysis, and client feedback into actionable insights that inform strategy and investment themes
• Communicate product vision and priorities, across teams and stakeholders
• Translate regulatory, risk, and operational requirements into clear product requirements, user stories, and success metrics
• Collaborate with Compliance, Legal, and Risk teams to ensure products meet banking and regulatory obligations and business requirements
• Use quantitative and qualitative data to identify emerging fraud trends, evaluate risk exposure, and prioritize product investments
• Balance risk mitigation with customer experience, minimizing friction while maintaining strong protections
• Serve as a subject-matter expert and advocate for fraud, risk, and compliance considerations across the product organization
• Deliver scalable, automated, and data-driven solutions to mitigate fraud and financial risk across ACH, cards, cash payments, real-time payments, and partner integrations
• Act as a thought partner and subject-matter expert on fraud, risk, and compliance across the Product organization

Requirements:

• 6+ years of product management experience, including strategic or platform-level work
• Strong understanding of regulatory dynamics in fintech, payments, and lending
• Deep experience in electronic payments. Knowledge of banking, lending, gaming, or billpay
• Proven ability to make strategic tradeoffs, and establish clear priorities
• Curiosity, adaptability, and a passion for solving complex, cross-functional problems
• Strong analytical skills, asking the right questions to derive key answers
• Using metrics to drive and measure success
• Ownership, empathy, and resilience
• Experience interpreting market data and client insights
• Confident storyteller who translates analysis into clear, actionable decisions
• Able to align stakeholders and influence cross-functional teams
• Excellent communication and collaboration skills, at all levels
• Comfortable with technical integrations and platform strategies
• AI-savvy with hands-on expertise building or using models and agents