Senior Product Manager, Payouts (Payables/Issuing)

Payabli is a next-generation Payments Infrastructure and Monetization Platform designed for vertical software companies. The role of Sr. Product Manager, Payouts (Payables/Issuing) involves owning and scaling disbursement capabilities, managing virtual card issuance, ACH, wire transfers, and pioneering AI-powered vendor enrichment to enhance B2B payments.

Responsibilities:

• Lead the strategy and execution of our virtual card program, including single-use and multi-use card issuance, spend controls, and program compliance
• Own the full lifecycle of traditional payout methods
• Drive improvements in speed, reliability, and cost efficiency across ACH (same-day and standard), domestic and international wire transfers, and check disbursement
• Build the tools and workflows that transform our platform partners into payables powerhouses
• Pioneer the use of AI to automatically enrich vendor data—validating payment credentials, categorizing vendors, detecting anomalies, and reducing the manual overhead that slows down B2B payments
• Architect and scale a vendor network that creates network effects across our platform

Requirements:

• 5+ years in product management with deep experience in payments, fintech, or financial services
• Hands-on experience with virtual card issuance programs and card network relationships (Visa, Mastercard)
• Expert-level understanding of ACH (NACHA rules, same-day ACH, returns/NOCs), wire transfers, and check processing
• Expert-level understanding of building vendor networks, enablement options (phone, email, portal); straight through processing familiarity is a plus
• Experience with BIN sponsorship, issuing processors, and program management compliance
• Track record of launching and scaling disbursement or payables products
• Familiarity with vendor management systems, AP automation, or B2B payment workflows
• Ability to partner deeply with engineering on API design, data models, and system architecture
• Understanding of fraud prevention, KYB/KYC requirements, and compliance in money movement
• Interest or experience in AI/ML applications for data enrichment and automation