Capital Markets Manager

eLEND is redefining mortgage finance through disciplined analytics and capital markets expertise. As a Senior Capital Markets Manager, you will support executive leadership by delivering accurate P&L reporting, MSR valuation analysis, and margin optimization insights, directly influencing pricing and overall financial strategy.

Responsibilities:

• Produce and own daily profit and loss reporting across all origination channels, ensuring accuracy, timeliness, and executive-ready presentation
• Investigate and explain P&L variances, including rate movements, volume changes, pricing execution, and hedge performance
• Develop and enhance reporting infrastructure to streamline processes and improve analytical visibility
• Provide clear reporting and variance explanations to executive leadership
• Run MSR valuation models, including cash flow projections, rate sensitivity analysis, and prepayment speed scenarios
• Monitor fair value of retained MSR portfolio in alignment with GAAP and investor standards
• Develop MSR hedge recommendations based on valuation and market conditions
• Support MSR portfolio strategy and financial performance monitoring
• Prepare MSR bid tapes for bulk sales, ensuring accuracy of loan-level characteristics including FICO, LTV, geography, and product type
• Create whole loan bid tapes for investor execution across agency and non-agency channels
• Coordinate with Servicing, Operations, and Secondary Marketing teams to ensure data integrity and completeness
• Support execution of loan sales and MSR transactions through settlement
• Own margin reporting across origination channels and identify opportunities for optimization
• Analyze profitability trends, channel performance, and pricing effectiveness
• Develop financial models to evaluate pricing, product mix, and operational strategy
• Collaborate with Finance on forecasting, reporting, and profitability modeling
• Prepare executive-level reporting packages for the CEO and senior leadership
• Deliver strategic insights and financial recommendations based on analytical findings
• Partner closely with Secondary Marketing and Finance teams to support pricing, execution, and forecasting
• Develop ad hoc financial analysis to support business strategy and market responsiveness
• Collaborate daily with executive leadership, including direct visibility to the CEO

Requirements:

• 5–10 years of experience in mortgage finance, capital markets, Secondary Marketing, or financial analytics
• Strong understanding of MSR valuation, mortgage pricing, and capital markets execution
• Advanced Excel and financial modeling skills required
• Strong analytical, quantitative, and problem-solving capabilities
• High attention to detail and financial accuracy
• Ability to communicate complex financial insights clearly to executive audiences
• Collaborative mindset with ability to partner cross-functionally across Finance, Secondary Marketing, and executive leadership
• Experience preparing bid tapes, financial models, and profitability analysis preferred
• CFA designation or progress toward CFA is a strong plus
• Bachelor's degree in Finance, Economics, Accounting, or related field preferred