Associate: Credit Research, ABS

Bank of America is seeking an ABS Research Analyst to join their highly ranked Securitized Products Research team. The role involves conducting detailed research across consumer and commercial ABS sectors, analyzing credit performance, and contributing to ABS research publications while engaging with institutional investors and internal partners.

Responsibilities:

• Conduct detailed research across consumer and commercial ABS sectors, analyzing credit performance, deal structures, collateral attributes, macro drivers, and issuer behavior
• Track monthly remittance data, borrower performance, new‑issuance activity, and secondary‑market spread movements
• Identify emerging themes, risks, and opportunities that shape sector‑ and deal‑level views
• Contribute to weekly, monthly, and quarterly ABS research publications
• Maintain and enhance internal databases, models, and analytical frameworks
• Use SQL, Excel, Python, or similar tools to analyze collateral trends, cash‑flow behavior, credit enhancement, and relative‑value metrics
• Perform scenario analyses and stress tests to assess deal sensitivity in varying market environments
• Prepare presentation and marketing materials for senior team members and client meetings
• Participate in client discussions to communicate sector views and respond to inquiries on data, analytics, and market developments
• Build strong working relationships across research, trading, sales, risk, and banking teams to support cross‑functional information flow