Associate Product Manager - Underwriting Strategy

Nationwide is a Fortune 100 company focused on delivering extraordinary care to help individuals and businesses prepare for their future. The Associate Product Manager will play a critical role in shaping the underwriting strategy for Pet Insurance products, utilizing data-driven insights to evaluate performance and identify opportunities for growth.

Responsibilities:

• Analyze product, portfolio, and segment performance to identify trends, risks, and opportunities for profitable growth
• Support development and execution of underwriting strategies related to pricing, coverage, rules, and risk appetite
• Conduct quantitative analyses using available data sources to assess performance drivers and evaluate proposed business actions
• Develop recommendations for rate changes, coverage revisions, underwriting rules, and appetite adjustments
• Collaborate closely with Underwriting, Product, Actuarial, Claims, Distribution, and other partners to operationalize strategy and ensure alignment across teams
• Monitor competitive landscape, market shifts, and regulatory changes that may impact underwriting strategy

Requirements:

• Bachelor's degree in Business, Economics, Finance, Mathematics, Statistics, Analytics, or related field
• 1–3 years of experience in product, underwriting, insurance analytics, or a related discipline
• Strong analytical skills and experience working with datasets, metrics, and performance insights
• Understanding of underwriting principles, insurance product structures, and pricing fundamentals
• Proficiency in Excel; experience with SQL, Tableau, Power BI, or similar tools is a plus
• Ability to synthesize complex information and communicate it clearly to both technical and non-technical stakeholders
• Experience in pet insurance, P&C insurance, or specialty insurance markets
• Familiarity with rating models, segmentation strategies, and portfolio management concepts
• Exposure to agile product development or cross functional project work
• Demonstrated ability to think strategically and translate insights into action