Key skills
AnalyticsAgileRisk ManagementProduct ManagementA/B TestingCommunication
About this role
Varo Bank is a digital, mission-driven bank designed for the way customers live their lives. The Lead Product Manager will drive the vision, strategy, and execution of consumer lending products, overseeing the product lifecycle and collaborating with cross-functional teams to deliver innovative digital lending experiences.
Responsibilities:
- Own Product Strategy & Roadmap: Define and champion the strategy and roadmap for key consumer lending products (e.g., Personal Loans, Lines of Credit), aligning with company goals and risk appetite
- Drive Product Development: Lead the end-to-end product development process, from requirements gathering and prioritization to launch and post-launch optimization
- Leverage Insights: Conduct market research and customer analysis to identify opportunities and inform product improvements
- Ensure Performance & Compliance: Define KPIs, monitor product performance, and integrate robust risk management and regulatory compliance throughout the product lifecycle
- Collaborate Cross-functionally: Serve as the central point of contact for Engineering, Credit Risk, Compliance, Operations, and Marketing to ensure seamless product delivery
- Foster Innovation: Identify new features, design experiments (A/B testing), and leverage technology to enhance underwriting and customer experience
Requirements:
- 8-10+ years of product management experience, with at least 4 years in consumer lending or FinTech
- Proven success in launching and growing digital lending products
- Deep understanding of the consumer lending lifecycle, credit risk principles, and risk analytics
- Experience working with engineering and data teams in an agile environment
- Strong analytical, problem-solving, and communication skills
- Bachelor's degree in Business, Finance, Economics, Computer Science, or a related field
- Experience with cash flow underwriting
- Experience with alternative data
- Experience with modern loan management systems
- Experience with regulatory compliance (Reg Z, Reg E, UDAAP)
- Experience with A/B testing