Senior Business Analyst / Solution Architect, Rating & Renewal Systems - Remote

Optum is dedicated to simplifying the health care experience and creating healthier communities. They are seeking a Senior Business Analyst to support an enterprise automated Rating and Renewal engine, collaborating with various teams to ensure data integrity and operational resiliency across the ecosystem.

Responsibilities:

• Lead end to end requirements discovery and refinement for automated Rating and Renewal enhancements, with attention to downstream impacts
• Translate business, actuarial, underwriting, and regulatory needs into clear functional and non functional requirements
• Define and document end to end solution designs, including system interactions, data flows, integrations, and operational handoffs
• Own and maintain cross application documentation such as data dictionaries, integration diagrams, and business rules
• Partner with engineering to review solution options, evaluate tradeoffs, and ensure designs are buildable, testable, and aligned to enterprise standards
• Coordinate with upstream and downstream application teams to support integration readiness and consistent system behavior
• Support testing and validation through scenario review, rating logic validation, and traceability to requirements and designs
• Participate in production support and root cause analysis, contributing system level insights and remediation recommendations
• Act as a senior thought partner by proactively identifying risks, dependencies, and opportunities to strengthen platform stability

Requirements:

• 5+ years of experience as a Senior Business Analyst, Technical Business Analyst, or hybrid BA/Architecture role in a complex enterprise environment
• Experience supporting rules based or automated calculation engines such as rating, pricing, underwriting, renewals
• Advanced experience producing durable technical and business documentation
• Solid health insurance domain expertise, particularly in group rating and renewal processes
• Proven ability to translate actuarial models, rate filings, or underwriting guidelines into system requirements and solution designs
• Solid understanding of API based architectures, relational data concepts, and enterprise data flows
• Working knowledge of SQL and database querying concepts
• Excellent organizational and communication skills across business and technical audiences
• Experience partnering with actuarial teams or supporting rating engine modernization initiatives
• Experience operating in regulated environments that require audit readiness and documentation rigor
• Experience supporting production systems and post-implementation stabilization
• Experience mentoring or reviewing work produced by other analysts
• Experience working in Agile delivery environments
• Familiarity with batch and real-time processing models
• Proficiency with Microsoft Excel