PNC is a leading financial services institution, and they are seeking a Senior Collateral Analyst within their Business Credit organization. The role involves analyzing collateral data, reviewing loan documentation, and collaborating with internal and external partners to support credit decisions.
Responsibilities:
- Regularly reviews and analyzes borrower-supplied reports, field exams and loan documentation. May review financial statements for varied and complex borrowers. Performs collateral reconciliations
- Analyzes and/or reconciles varied and complex transactions in accordance with established policies and procedures. Partners with internal and/or external business partners to route communications, documents or other action items to complete transactions. Identifies and may resolve exceptions and escalates appropriately. May interact with customers and have assigned accounts or portfolio
- Ensures the appropriate materials and documentation are available to complete transactions. Supports training and onboarding of new employees and junior team members
- Provides responses and documentation to inquiries and ad hoc requests. Completes research. Provides feedback on workflow and work received
- Reviews transactions and related documents. Verifies work processes to ensure completeness, accuracy and conformance to established service levels and applicable policies and procedures
Requirements:
- Strong analytical capabilities with the ability to assess and interpret collateral data to support sound credit decisions
- Effective verbal communication skills to clearly articulate findings and collaborate with internal and external partners
- Minimum of two years of direct collateral analysis experience or related work experience
- Regularly reviews and analyzes borrower-supplied reports, field exams and loan documentation
- May review financial statements for varied and complex borrowers
- Performs collateral reconciliations
- Analyzes and/or reconciles varied and complex transactions in accordance with established policies and procedures
- Partners with internal and/or external business partners to route communications, documents or other action items to complete transactions
- Identifies and may resolve exceptions and escalates appropriately
- Ensures the appropriate materials and documentation are available to complete transactions
- Supports training and onboarding of new employees and junior team members
- Provides responses and documentation to inquiries and ad hoc requests
- Completes research
- Provides feedback on workflow and work received
- Reviews transactions and related documents
- Verifies work processes to ensure completeness, accuracy and conformance to established service levels and applicable policies and procedures
- Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions
- Assessing and effectively managing all of the risks associated with their business objectives and activities
- Accounting
- Analytical Thinking
- Business Administration
- Corporate Finance
- Documentations
- Economic Policy
- Investment Management
- Legal Operations
- Real Estate
- Trading Strategies
- Verbal Communications