Product Compliance Program Manager

Ramp is building the smart infrastructure for finance teams, and they are seeking an experienced Product Compliance Program Manager to join their Regulatory Compliance team. This role focuses on enabling product compliance and guiding business teams through all stages of the product lifecycle as Ramp expands its financial offerings.

Responsibilities:

• Advise business teams on applicable regulatory, payment scheme, and partner requirements to ensure compliance at each stage of the product lifecycle
• Collaborate with Legal, Partnerships, and Risk teams to streamline business requirements and provide strategic recommendations for control development
• Conduct targeted risk assessments and testing to validate control effectiveness for new and existing products and features
• Support independent assessments, regulatory exams, and partner diligence requests as needed
• Maintain compliance policies necessary to align product innovation with evolving obligations and standards

Requirements:

• 5+ years of financial services experience in product compliance, risk, or related regulatory advisory roles—preferably in fintech
• Expert knowledge of BSA/AML and Sanctions programs, specifically focused on KYC/KYB, transaction monitoring, and OFAC/sanctions screening across traditional and digital asset rails
• Familiarity with U.S. and international financial services regulatory compliance related to money movement, licensing regimes, and digital asset products
• Proven experience working with technical teams and influencing system design, with an emphasis on automation and scale
• Track record of building or maturing compliance programs, especially in high-growth or fast-paced environments
• Exceptional cross-functional collaboration skills; comfortable operating at the intersection of product, engineering, legal, operations, and external partners
• Experience utilizing AI to analyze regulatory frameworks, design risk controls, and scaling compliance programs
• Strong research, communication, documentation, and advocacy skills
• CAMS, CRCM or equivalent certifications
• Experience with data design, internal tooling, or compliance systems implementation
• Prior experience representing a financial institution in direct engagement with national or regional regulatory bodies