Senior Product Manager, Underwriting

SoFi is a next-generation financial services company and national bank using innovative technology to help members reach their goals. The Senior Product Manager for Underwriting will manage the product lifecycle for platforms that evaluate risk and qualify members for lending products, driving tech capabilities across multiple organizations to ensure fast, accurate, and compliant decisioning engines.

Responsibilities:

• Own the Underwriting Roadmap: Define and drive the roadmap for our core underwriting and decisioning platforms, ensuring they support SoFi’s multi-product growth
• Navigate Complexity: Drive tech capabilities and stakeholder buy-in across multiple organizations (Risk, Engineering, Legal, Compliance); effectively manage 3rd party partner integrations
• Execution Excellence: Lead technical sprints, manage a complex backlog, and prioritize initiatives that improve underwriting throughput and reduce cycle times
• Bridge the Gap: Translate nuanced risk and policy requirements into clear technical specifications for engineering teams, ensuring "underwriting thinking" is integrated from inception
• Data-Driven Decision Making: Synthesize inputs from multiple sources (UXR, data analysis, finance) to build strategic rationales. Leverage SQL to track performance and inform prioritization
• Process Improvement: Drive quality and velocity improvements by removing hurdles for the team and contributing to PM best practices within the Underwriting org
• Stakeholder Management: Serve as the primary point of contact for underwriting technology, managing expectations and leading change management across the business