Product Manager

Pipe is a company focused on transforming how merchants experience capital. The Product Manager will own the product lifecycle for merchant capital UX and partner-facing APIs, ensuring measurable outcomes and driving cross-functional alignment with various teams.

Responsibilities:

• Own the end-to-end product lifecycle for merchant capital UX, partner-facing APIs, and the servicing and money movement flows underneath them
• Develop and maintain a prioritized roadmap tied to specific conversion, adoption, money movement, and margin outcomes
• Partner directly with engineering on API and rails design; webhook patterns, idempotency, reconciliation, failure handling, partner sandbox experience, and the operational realities of working with payment providers
• Run user and partner research: talk to merchants, sit with partner engineering teams, watch real usage
• Write specs tight enough that engineering can build from them and product reviews can challenge them.Define, monitor, and analyze metrics yourself; pulling your own SQL when you need to
• Drive cross-functional alignment across Engineering, Design, Risk, Legal, Marketing, Capital Markets and Partner Success

Requirements:

• 2-4 years of product management experience, ideally in fintech, embedded finance, or developer-facing platforms. Strong candidates from adjacent backgrounds (engineering, credit, partnerships) who've transitioned into PM are also welcome
• You can read API docs critically and have shipped products where the API was the product, or close to it
• SQL fluency. You pull your own data; you don't wait for a dashboard
• Strong written communication. We make a lot of decisions asynchronously and the quality of your writing will shape the quality of those decisions
• Track record of shipping things that moved real metrics, not just shipped
• Exposure to money movement is a strong plus; ACH, card rails, split payouts, reconciliation, or direct work with providers
• Comfort using AI tools (Cursor, Claude, similar) to prototype, draft, and unblock yourself rather than waiting on others' bandwidth
• Curiosity about credit; underwriting, repayment mechanics, loss dynamics. You don't need to be a risk expert, but you should want to become fluent