Lead Product Manager, Lending

Varo Bank is an entirely new kind of bank that is digital, mission-driven, and FDIC insured. They are seeking a Lead Product Manager to drive the vision, strategy, and execution of their consumer lending products, collaborating with cross-functional teams to deliver innovative digital lending experiences.

Responsibilities:

• Own Product Strategy & Roadmap: Define and champion the strategy and roadmap for key consumer lending products (e.g., Personal Loans, Lines of Credit), aligning with company goals and risk appetite
• Drive Product Development: Lead the end-to-end product development process, from requirements gathering and prioritization to launch and post-launch optimization
• Leverage Insights: Conduct market research and customer analysis to identify opportunities and inform product improvements
• Ensure Performance & Compliance: Define KPIs, monitor product performance, and integrate robust risk management and regulatory compliance throughout the product lifecycle
• Collaborate Cross-functionally: Serve as the central point of contact for Engineering, Credit Risk, Compliance, Operations, and Marketing to ensure seamless product delivery
• Foster Innovation: Identify new features, design experiments (A/B testing), and leverage technology to enhance underwriting and customer experience

Requirements:

• 8-10+ years of product management experience, with at least 4 years in consumer lending or FinTech
• Proven success in launching and growing digital lending products
• Deep understanding of the consumer lending lifecycle, credit risk principles, and risk analytics
• Experience working with engineering and data teams in an agile environment
• Strong analytical, problem-solving, and communication skills
• Bachelor's degree in Business, Finance, Economics, Computer Science, or a related field
• Experience with cash flow underwriting, alternative data, modern loan management systems, regulatory compliance (Reg Z, Reg E, UDAAP), and A/B testing