Product Manager, Banking/Cash Advance

OnePay is a consumer fintech company providing integrated financial services, including banking, savings, lending, investing, and crypto products. The Product Manager will own the roadmap and day-to-day execution for the Cash Advance product and other Banking features, using technical, design, and analytical skills to improve customer cash-flow experiences. The role involves defining requirements, optimizing conversion and unit economics, and collaborating with analytics, legal, engineering, design, risk, and servicing teams.

Responsibilities:

• Design and ship the next phase of Cash Advance as we grow and scale massively
• Drive the roadmap by understanding customer pain points, defining requirements, and shipping features
• Bring real quantitative rigor to how we convert users, set limits, optimize repayment, and manage fee structure and unit economics
• Partner closely with a cross-functional group of analytics, legal, engineering, design, risk, and servicing to keep the roadmap moving

Requirements:

• 3 - 8 years of relevant experience owning an overdraft, Cash Advance, or Consumer Lending product
• You are not afraid to dig into the details and the underlying mechanics (limits, repayment, fees, etc.) - note: you do not need full underwriting depth
• A track record of operating independently with minimal ramp-up
• Strong analytical chops; comfortable working side by side with data and risk partners
• Highly detail-oriented, thrives in a genuinely cross-functional environment
• Drive and proactivity - everyone here is a builder and executor