Staff Product Manager, Affirm Bank

Affirm is a financial services company building its own bank to provide clear, predictable payment experiences. The Staff Product Manager will own the end-to-end bank product, including consumer deposits, loan originations, bank operations readiness, and integration across Affirm’s platform. The role will lead cross-functional product strategy, launch execution, regulatory readiness, and long-term product growth.

Responsibilities:

• Serve as the single-threaded product owner across deposits, loan originations, banking compliance, and operations. You are the person who holds the full picture of how the bank works within Affirm’s ecosystem — and you drive it forward
• Partner cross-functionally with Engineering, Marketing, Branding, Content, and Design to shape the consumer deposit experience and go-to-market strategy, including owning positioning, launch sequencing, and consumer-facing messaging for the deposit product
• Own the roadmap for the deposit product on a go-forward basis, scaling from early launch to a multi-billion-dollar deposit base and making strategic decisions about how deposits integrate with Affirm’s credit products and broader consumer experience
• Collaborate cross-functionally across Affirm’s internal teams and with our external vendors to ensure stakeholders are aligned on the vision for launch
• Partner with Legal, Compliance, Risk, and the Bank’s executive team to drive bank operations readiness — regulatory readiness, process maturity, and vendor selection and integration (deposit core, fraud, KYC)
• Communicate strategy and tradeoffs to senior leadership and the Bank Board, and build alignment across Engineering, Legal, Compliance, Treasury, and Capital Markets

Requirements:

• 6+ years of product management experience, with demonstrated ability to operate as a strategic, independent leader on complex, ambiguous initiatives
• Experience growing or launching a regulated consumer-facing product in the financial services industry with go-to-market experience
• Proven program leadership at scale — you've owned high-visibility cross-functional launches across many stakeholders, with direct exposure to leadership
• Strong technical fluency — you're comfortable working with engineers on system design, data models, API architecture, and core banking platform integrations
• Exceptional written and verbal communication — you can distill complex regulatory and financial concepts into clear, compelling narratives for diverse audiences, including regulators, executives, and engineering teams
• Proficiency with AI-assisted tools (e.g., Claude, Cursor) to accelerate your own work and raise the bar for quality and speed
• Bachelor's degree in a related field or equivalent practical experience