Software Engineer, Pricing

Upstart is hiring a Software Engineer on its Core Pricing team to evolve the systems that power loan pricing across multiple product lines. The role designs and develops scalable, low-latency pricing services, collaborates with data scientists and product managers, and improves the platform’s reliability and performance.

Responsibilities:

• Lead the design and development of scalable, high-performance services that enable real-time pricing decisions across multiple products
• Collaborate with data scientists and product managers to translate business goals into robust technical solutions
• Drive architectural improvements in the pricing platform to support rapid growth, new products, and evolving modeling needs
• Mentor and coach engineers across the team, elevating best practices in system design, testing, and operational excellence
• Ensure the quality and reliability of our pricing engines through comprehensive testing, code reviews, and production monitoring
• Champion improvements in developer experience, automation, and observability to increase team velocity and platform resilience

Requirements:

• 3+ years of professional software development experience building scalable public or consumer-facing products
• High level of proficiency coding in production with Python, and some experience with Java or Kotlin or similiar
• Proven ability to independently own and deliver complex, multi-month engineering projects in fast-paced environments
• Experience designing and building scalable APIs and microservices in a cloud-based environment (AWS or GCP)
• Strong problem-solving skills with an emphasis on scalability, performance, and system reliability
• Excellent communication skills, able to explain complex technical topics to both technical and non-technical audiences
• Demonstrated experience mentoring and coaching engineers, influencing technical direction, and raising the bar for the team
• Exhibits a bias for action and comfort navigating ambiguity while driving towards impactful outcomes
• Background in finance / fintech, financial mathematics, statistics, or machine learning preferred but not required
• Deep experience with distributed systems, cloud-native development, and advanced CI/CD pipelines (infrastructure-as-code focus)
• Recognized as a subject matter expert or technical owner for a critical domain, with a passion for sharing knowledge and best practices
• Active contributor to the tech community through open source, technical talks, or mentorship