Senior Product Manager - Credit Risk

Bureau is a risk decisioning platform. The Senior Product Manager will own its credit product line, developing credit signals, scores, and decisioning tools for lenders across the credit lifecycle. The role partners with lenders, data science, sales, and compliance to launch and scale products and measure their impact.

Responsibilities:

• Own the credit signals roadmap. Pick the next signals to build, from alternative data and behavioural patterns to fraud indicators that predict credit risk
• Go deep with lenders. Learn how banks, NBFCs and fintechs underwrite and collect, and turn their pain into product
• Build across the credit lifecycle. Onboarding, underwriting, limits, early warnings and collections
• Partner with data science. Define what a great signal looks like and take models from experiment to production
• Ship, scale and prove impact. Launch API-first products and track approval rates, delinquency and fraud loss
• Win with GTM and compliance. Help sales pitch and price credit deals, and keep products aligned with RBI and data protection rules

Requirements:

• 5–8 years in product, at PM or Senior PM level, owning products end to end
• Consumer-side credit experience at a lender, NBFC, credit fintech or BNPL player, building and scaling products in India or globally
• Hands-on with signals: bureau data, alternative data, risk scores or fraud indicators used to make better decisions
• Data fluency. You can question a Gini or KS number and pull your own insights with SQL
• Clear communication with a CRO, an engineer and a salesperson alike
• You've built or productised a credit score, risk model or decisioning engine
• You've worked with India's credit stack: bureaus, Account Aggregator, UPI or GST data
• You've sold data or risk tools to lenders on the B2B side