Manager, Capital Markets

Figure is seeking a Manager, Capital Markets to lead day-to-day execution of secondary transactions, including whole loan trades, liquidity, and warehouse sales and repurchases. The role also supports securitizations and investor initiatives while scaling settlement, pipeline, and reporting processes in collaboration with internal teams and external counterparties.

Responsibilities:

• Build short- and long-term RTL and DSCR trade plans with pricing and origination teams, aligning takeout and capacity with projected fundings, liquidity needs, allocations, and counterparty terms
• Manage warehouse facilities day-to-day, including line activity, sales, and repurchases, and track eligibility criteria, concentration limits, advance rates, loan aging, and margin calls
• Support the Director on warehouse facility renewals and amendments
• Analyze execution across buyers by comparing bids and reviewing post-trade P&L, and recommend where loans should be allocated based on price, speed, and terms
• Monitor the funded and in-process pipeline against takeout commitments, and work with risk and origination teams to find the best takeout for each loan across potential buyers
• Lead trade strategy and loan allocations, optimizing warehouse facility usage and trade channels for best execution
• Lead the team executing transactions, from investor onboarding and loan pool diligence through resolution of collateral and credit exceptions, settlement, and transaction confirms, and review the team’s work for accuracy and timeliness
• Serve as the escalation point for diligence findings and exceptions with investors, due diligence vendors, and internal credit teams
• Build a strong working knowledge of sale and financing contracts, including MLPAs and warehouse agreements, to guide the team’s execution
• Produce accurate loan tapes for investors, warehouse lenders, and trustees, making sure loan-level data is complete and reconciled before delivery
• Deliver accurate portfolio and pipeline reporting to support ongoing liquidity, capacity, and capital planning
• Own monthly reporting requirements under warehouse, trade, and securitization agreements, including counterparty and trustee reporting
• Reconcile data across internal systems, servicers, and counterparties, and resolve discrepancies at the source
• Partner with Technology and Product to improve capital markets data and reporting tools and automate manual processes
• Adhere to all company security policies and data handling procedures
• Complete mandatory security awareness training within required timeframes
• Promptly report any suspected security incidents or suspicious activity to the Security team

Requirements:

• Bachelor's degree
• 4+ years of relevant experience in capital markets, structured finance, corporate finance, or mortgage banking
• Strong analytical and critical thinking skills, with excellent written and verbal communication
• Proven ability to meet deadlines in a fast-paced environment
• Ability to work independently and as part of a team
• A get-things-done mentality: a self-starter who identifies, overcomes, and works around obstacles to get to the finish line
• Figure will not sponsor work visas for this position
• preferably in finance, accounting, economics, or real estate
• Experience with whole loan trades, warehouse lines, or securitizations (strongly preferred)
• Mortgage or real estate industry experience (preferred, not required)
• experience mentoring or leading junior team members is a plus
• Proficiency in Excel and PowerPoint
• SQL and Tableau experience (preferred)