Evaluating credit applications using FS proprietary platform which supplements traditional financial data with third party data
Analyze macro-economic, industry and market data impact on assigned product portfolio.
Recommend, develop, and implement credit rating models and management processes for SME borrowers and ensure a robust rating and pricing framework
Balance Credit Risk and Business Risk to make educated and well-informed decisions
Perform data management and maintenance required to support the needs, integrity and performance of SME credit portfolio management and related risk framework and methodologies, including forward-looking view of the portfolio
Take special projects from time to time to help in achieving the company’s strategic goals.
Participate actively in team meetings and contribute to improvement of credit processes

Proven experience as Credit Analyst / underwriting more than 2 years, with overall experience of at least 2 years
SME lending underwriting experience of atleast 1 years preferred
Ability to lead others in the team to complete tasks assigned
Ability to work with across functions within the company to execute plans/projects
Consistency, maturity and having sound judgement/decision making across work matters
Able to use professional concepts and company objectives to resolve complex issues in creative and effective ways.
Able to work on complex issues where analysis of situations or data requires an in-depth evaluation of variable factors.
Able to exercise judgment in selecting methods, techniques and evaluation criteria for obtaining results.
Good collaboration with all counterparties
Self-motivated and open minded to learn new aspects of work.

Time off
We would love you to take time off to rest and rejuvenate. We offer flexible paid vacations as well as many other observed holidays by country. We also like to have our people take a day off for special days like birthdays and work anniversaries.
Flexible Working
We believe in giving back the control of work & life to our people. We trust our people and love to provide the space to accommodate each and everyone's working style and personal life.
Medical Benefits
We offer health insurance coverage for our employees. Our people focus on our mission knowing we have their back for their loved ones too.
Mental Health and Wellness
We understand that our team productivity is directly linked to our mental and physical health. Hence we have Wellness Wednesdays and we engage partners to provide well-being coaching. And we have our Great FSMK Workout sessions too to keep everyone healthy and fit!
Learning & Development: We believe learning should never end and we support everyone with self-learning L&D allowances.
Tech Support
We provide a company laptop for our employees and the best possible support for the right equipment/tools to enable high productivity

Credit Analyst

Key skills