Under the direction of the Executive Vice President, National Credit Operations, this position is responsible for the management, oversight and development of compliance operations for the correspondent delegated, non-delegated and retail lending channels.
The SVP, Senior Compliance Operations Manager will drive departmental productivity, quality, efficiency and customer service across multiple channels.
This role will also be a major contributor to AmeriHome’s compliance operations philosophy, process improvements, cost reduction and loan quality.
Act as a subject matter expert on compliance related mortgage activities including but not limited to TRID, ECOA, HMDA, ATR and fair lending laws.
Optimize processes and procedures for compliance operations in Retail and Correspondent lending.
Develop industry leading capacity metrics and reporting for all compliance roles.
Develop and prioritize related technology and system requirements.
Maintain staffing and organizational design as needed.
Work with Western Alliance Bank Compliance to clarify roles, responsibilities, and related audit/QC routines.
Develop and maintain compliance policies and procedures that align with the Western Alliance Bank Enterprise Risk Management framework and regulatory requirements.
Maintain first line of defense compliance controls and Risk Control Self Assessments (RCSA).
Monitor operational compliance with regulatory requirements.
Perform all other miscellaneous responsibilities and duties as assigned.
Mentor and train current compliance staff for future growth via AmeriHome Career Pathing.
Requirements
A Bachelor’s degree or equivalent and relevant work experience in a mortgage related field, Master’s Degree preferred
Minimum 12 years of mortgage banking experience, preferably 10 years of which are compliance related
A thorough understanding and knowledge of mortgage banking processes, controls, and overall operations
Experience with regulatory compliance and risk management preferred
Understanding and knowledge of technology that supports mortgage banking; Encompass (LOS), Mavent, Compliance Ease and other core systems