Pre-Approval Manager
United States
Full Time
2 weeks ago
$25 - $28 USD
No H1B
Key skills
AnalyticsTime Management
About this role
Role Overview
- Serve as a liaison between the organization’s internal and external clients
- Oversee and directly involve in the loan process from start to finish
- Provide customer service by communicating with borrowers to assist client(s) in understanding loan programs, costs, and various applicable loan documents
- Review and audit income, assets, run DU and verify credit documentation within mortgage file
- Review mortgage loan disclosure packages and deliver to borrower
- Manage a pipeline consisting of Conventional, FHA, VA, and USDA loans
- Ensure structure of the loan presents the best program based on the borrower’s financial circumstances
- Review the file for any missing documentation that best supports approval
- Communicate loan program and costs with borrowers
- Pre-underwrite items to help support approval of the loan
- Input feed for disclosures, present and set up loan to best fit borrower’s needs
Requirements
- Bachelor’s degree and/or equivalent combination of education/experience
- 3-5 years’ residential mortgage processing experience
- Experience with Encompass LOS, preferred
- Prior underwriting experience, a plus
- Knowledge of RESPA guidelines and all mortgage and consumer regulations
- Excellent math and analytics skills
- Excellent prioritization and time management skills to meet deadlines
- Proficiency in DU, LP, Microsoft Outlook, and Windows
Benefits
- medical
- dental
- vision
- 401K
- short-term disability
- employee assistance program
- wellness program