Supervising the day-to-day activities related to loan origination functions for a small team of Mortgage Loan Originators
Ensuring that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources
Meeting specific loan volume origination goals established by upper management
Establishing referral source relationships for a steady flow of loan volume from real estate brokers, builders, and other external sources
Actively participating in local and state mortgage banking, realtor, and builder trade associations
Maintaining a thorough understanding of mortgage industry knowledge and event issues
Establishing collaborative partnerships within U.S. Bank Home Mortgage and other business lines within U.S. Bank to promote the establishment and growth of customer relationships and additional product sales
Interviewing and recruiting new talent and proactively retaining employees through employee development and positive employee engagement
Requirements
High school diploma or equivalent
Typically two or more years of relevant experience
Demonstrated new business development and relationship management skills
Good knowledge of sales and sales strategies
Thorough knowledge of mortgage products/services, operations, and current market trends
Thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies
Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
Familiar with local, state and national laws (e.g., zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)
Well-developed customer service/relations skills
Strong attention to detail and ability to analyze financial information
Effective interpersonal, verbal and written communication skills
Established referral base within assigned market preferred
2 years of mortgage loan origination experience with proven results
Benefits
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law