Key skills
AnalyticsRisk ManagementDecision MakingSales
About this role
Role Overview
- Supports originations and growth initiatives by understanding, researching and analyzing various equipment-related issues to establish current and future values
- Prepares equipment reviews for transactions
- Assists manager in suggesting equipment niches for growth
- Performs various duties as assigned, associated with the acquisition, transfer or disposition of off-lease equipment as needed
- Capable of approving moderate levels of residuals
- Manages the completion of the annual credit review process for individual transactions currently in the portfolio in excess of a million dollars on a per schedule basis
- Acts in a coach/mentor capacity to less seasoned Equipment Specialists enabling knowledge transfer of the annual review process
- Ensure adequate compliance of SOX controls
- Serves as lead in the completion of the Annual FASB13 Portfolio review, managing the process beginning to end
- Acts as an advisor by identifying industries in which additional business opportunities can be developed
- Partners with Sales to determine appropriate deal structures with a higher degree of complexity and structure
- Conducts valuation reviews of complex and highly structured transactions to ensure compliance with risk policy
Requirements
- Preferred candidates should have experience in construction or heavy equipment financing or leasing
- Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role
- Analytical Thinking
- Commercial Real Estate
- Competitive Advantages
- Consumer Lending
- Credit Risk Management
- Data Analytics
- Decision Making
- Equipment Financing
- Equipment Leasing
- Financial Operations
- Portfolio Risk
- Risk Appetite
- 3+ years of relevant / direct industry experience
- Bachelor's degree or equivalent experience
- In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered
Benefits
- medical/prescription drug coverage (with a Health Savings Account feature)
- dental and vision options
- employee and spouse/child life insurance
- short and long-term disability protection
- 401(k) with PNC match
- pension and stock purchase plans
- dependent care reimbursement account
- back-up child/elder care
- adoption, surrogacy, and doula reimbursement
- educational assistance, including select programs fully paid
- a robust wellness program with financial incentives
- maternity and/or parental leave
- up to 11 paid holidays each year
- 9 occasional absence days each year, unless otherwise required by law
- between 15 to 25 vacation days each year, depending on career level