Provide senior-level oversight for hazard insurance, flood insurance, force-placed insurance, loss drafts, and PMI/MIP servicing activities across the portfolio.
Ensure end-to-end execution integrity from onboarding through payoff, including policy tracking, premium disbursements, coverage validation, claims, refunds, and reconciliations.
Establish and maintain clear ownership, SLAs, and escalation paths across all insurance workstreams.
Ensure compliance with investor, insurer, and regulatory requirements (FNMA, FHLMC, GNMA, FHA, VA, USDA, state and federal regulations).
Own audit readiness, investor exam responses, remediation plans, and ongoing control validation.
Proactively identify and mitigate insurance-related risk exposure, including uninsured/underinsured properties, incorrect flood zones, force-placed errors, MI lapses, and loss draft leakage.
Own performance management for insurance vendors, including flood determination, force-placed insurance providers, loss draft administrators, MI providers, and related third parties.
Define and enforce vendor SLAs, KPIs, scorecards, and escalation protocols.
Lead vendor governance forums, issue remediation, and cost optimization efforts.
Lead and develop managers and supervisors across insurance operations functions.
Set clear expectations around ownership, accountability, and “trust but verify” execution.
Drive consistent performance management, capacity planning, and talent development aligned to growth objectives.
Standardize and document SOPs, controls, and operating procedures across all insurance functions.
Partner with Product, Engineering, Analytics, and Compliance to automate workflows, improve data integrity, and reduce manual touchpoints.
Use metrics and dashboards to monitor performance, surface risk, and drive informed decision-making.
Minimize borrower harm, avoidable fees, and insurance-related complaints through proactive oversight and issue resolution.
Drive cost-to-service discipline, including force-placed premium controls, loss draft leakage reduction, and vendor cost management.
Partner cross-functionally to resolve complex borrower escalations and investor-sensitive issues.
Requirements
Bachelor’s degree preferred.
6+ years of experience in mortgage servicing, with deep expertise in property insurance and escrow operations.
Strong working knowledge of hazard, flood, force-placed insurance, loss drafts, and PMI/MIP requirements.
Demonstrated success owning audit responses, investor findings, and operational remediation.
Highly analytical, metrics-driven, and comfortable operating in a fast-growth, high-accountability environment.
Demonstrated experience scaling operations in a high-growth or transformation environment.
Benefits
Compensation: competitive salary, and 401k plan
Health & well-being: we’ll invest in your physical and mental well-being with comprehensive medical, dental, & vision benefits
Food & meals: in-office snacks and drinks, and a $400 monthly stipend towards your lunches or groceries
Commuter benefits: We offer pre-tax deductions for public transportation, rideshare services, and parking expenses to make your commute more affordable and convenient.
Grow together: Company wide orientation for you to successfully onboard and other learning & development opportunities including regular review cycles that feature 360 degree feedback
Generous time off: flexible paid time off, sick days, and 11 company holidays
Baby bonding time!: 12 weeks off for both birthing and non-birthing parents
fully paid so you can focus your energy on your newest addition