Responsible for providing an independent perspective in underwriting and managing complex Wholesale Banking loans and relationships up to the bank’s legal lending limit.
Partners with Relationship Managers, Credit Portfolio Managers, and the Credit Portfolio Management Team Leader in delivering credit solutions through: underwriting, portfolio management, deal team management, and extensive internal and external client interaction.
Credit Portfolio Manager III is expected to be a subject matter expert (SME) in the respective portfolio and adheres to all regulatory and compliance guidelines.
Lead the independent underwriting process for new and renewal opportunities for clients and prospects within an assigned portfolio.
Provide in-depth, independent analysis of financial statements, management competencies, industry impact, competitive dynamics, collateral, and guarantor support for new/renewal opportunities and other credit risk management deliverables.
Prepare detailed short or long-term financial projections within a vendor provided solution such as Moody’s Risk Analyst or within an Excel spreadsheet.
Manage assigned portfolio by proactively monitoring performance and trends, ensuring risk rating integrity, and helping with compliance and regulatory reviews.

Bachelor's degree in Accounting or Finance and seven or more years of experience in a commercial lending environment
Experience across multiple lines of business, including but not limited to Commercial & Industrial, real estate development and builder lines, service, retail, commercial real estate, religious organizations and government.
Advanced written and analytical skills to encompass an ability to analyze balance sheet structure, and income and cash flow trends.
Skilled in the analysis of financial statements, tax returns and cash flows of commercial & industrial companies, or commercial & residential real estate companies (as applicable).
Knowledge of financial statement spreading, including proficiency in preparing pro-forma statements within Moody's or other software package.
Excellent written, oral and interpersonal skills, to include selling, structuring, negotiating, closing, maintenance, modifications and problem resolution.
Strong organization skills with the ability to self-manage time and workflow to meet deadlines.
Ability to manage multiple projects at one time.
Ability to work independently as well as within a team environment.

General information on our comprehensive benefits package can be found by visiting https://www.atlanticunionbank.com/about/careers/benefits

C&I Credit Portfolio Manager III

Key skills