Develop, implement, and maintain a comprehensive liquidity risk management framework that aligns with regulatory requirements and industry best practices.
Establish and maintain liquidity risk policies, procedures, and limits.
Ensure the framework is effectively communicated and understood throughout the organization.
Regularly review and update the framework to reflect changes in the bank's business activities, market conditions, and regulatory requirements.
Monitor the bank's daily liquidity positions, including cash flows, funding sources, and liquidity reserves.
Analyze liquidity risk exposures, including on
and off-balance sheet items.
Identify and assess potential liquidity risks and vulnerabilities.
Develop and maintain liquidity risk metrics and key performance indicators (KPIs).
Develop and execute liquidity stress testing scenarios to assess the bank's ability to withstand adverse conditions.
Analyze stress test results and identify potential liquidity shortfalls.
Develop and implement contingency funding plans to address potential liquidity crises.
Ensure compliance with all applicable liquidity risk regulations, including but not limited to Basel III, Dodd-Frank Act, and regulatory guidance from the [Relevant Regulatory Body
e.g., Federal Reserve, OCC, FDIC].
Prepare and submit regulatory reports related to liquidity risk.
Prepare and present regular reports on liquidity risk exposures, performance, and compliance to senior management and the Board of Directors.
Requirements
Bachelor's degree in Finance, Economics, Accounting, or a related field. Master's degree preferred.
[Number] years of experience in liquidity risk management, treasury, or a related field within a banking or financial services environment.
Strong understanding of liquidity risk management principles, banking regulations, and financial markets.
Experience with liquidity stress testing, contingency funding planning, and regulatory reporting.
Excellent analytical, problem-solving, and decision-making skills.
Exceptional communication, interpersonal, and presentation skills.
Proficiency in Microsoft Office Suite and financial modeling software.
Relevant certifications (e.g., CFA, FRM) are a plus.
Benefits
Immediate medical, dental, vision and prescription drug coverage
Flexible family care days, paid parental leave, new parent ramp-up programs, subsidized back-up child care and more
Family building benefits including adoption and surrogacy expense reimbursement, fertility treatments, and more
Vehicle discount program for employees and family members and management leases
Tuition assistance
Established and active employee resource groups
Paid time off for individual and team community service
A generous schedule of paid holidays, including the week between Christmas and New Year’s Day
Paid time off and the option to purchase additional vacation time.