Key skills
Negotiation
About this role
Role Overview
- Gathers financial and general business information pertaining to customer and prospect loan requests
- Performs financial analyses needed to make credit decisions
- Contributes and provides input to group loan decision process based on evaluation of credit risk
- Supports commercial banking team and recommends credit solutions that add value to the Customer
- Manages specific credit activities to ensure performance quality, consistency of underwriting and timeliness meets or exceeds Customer expectations
- Acts as a consultant to business lines regarding credit issues, processes and procedures
- Performs periodic inspections at Customer sites to audit accounts and ensure adherence to loan agreements and terms.
Requirements
- Bachelor's degree or equivalent experience
- 5+ years related experience
- Strong understanding of commercial business development techniques and credit decisions.
- Demonstrates business development track record
- Strong market presence with wide network of outside referral sources for new business
- Demonstrates credit and financial analysis skills
- Refined negotiation skills
- Demonstrates PC skills.
Benefits
- Health insurance
- 401(k) matching
- Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
- Career development and training programs
- Banking benefits and discounts