Director, Financial Crimes Technology

Role Overview

• Partner with BSA model design stakeholders to translate design decisions into detailed functional requirements, business rules, acceptance criteria, and expected outputs for the technology/product counterpart
• Serve as the BSA subject matter authority in requirements discussions, ensuring compliance and regulatory considerations are fully reflected in system specifications
• Evaluate proposed technical approaches from the technology/product counterpart to confirm alignment with BSA program objectives and model design intent
• Maintain a prioritized list of enhancement requests, defect resolutions, and regulatory-driven changes
• Own user acceptance testing for all customer risk rating system changes, new deployments, and model recalibrations, including development of test plans, test cases, and sign-off protocols
• Validate that risk ratings are accurately calculated, properly assigned, and consistently applied across customer segments and business lines
• Monitor model outputs on an ongoing basis to identify anomalies, unexpected distributions, or data quality issues and surface findings to BSA model design stakeholders
• Optimize and tune system parameters to ensure the platform produces desired outputs
• Investigate and resolve discrepancies between expected and actual outputs, coordinating with model design stakeholders on design questions and the technology/product counterpart on system issues
• Maintain comprehensive functional documentation including business rules, data mappings, validation results, monitoring activities, and remediation actions for regulatory examination / audit readiness
• Coordinate with the technology/product counterpart on timelines, release schedules, and issue resolution to ensure BSA priorities are appropriately reflected
• Partner with BSA Department to ensure risk ratings drive appropriate workflows and reflect relevant business context
• Develop and maintain a functional roadmap for BSA risk rating capabilities aligned with the Bank's growth strategy and regulatory environment
• Prepare materials for management reporting on model output performance, data quality trends, and enhancement initiatives
• Build, mentor, and lead a team of BSA technology analysts and functional specialists with clear performance expectations and development paths
• Support new product and market expansion initiatives by assessing functional requirements for customer risk rating in new business lines

Requirements

• Bachelor's degree required
• Advanced degree (JD, MBA, or Masters in a related field) preferred.
• CAMS, CFCS, or similar certification preferred
• 10+ years of experience in BSA/AML compliance, financial crimes technology, or risk management systems, with at least 5 years in a leadership capacity
• Strong working knowledge of BSA/AML platforms such as Actimize, SAS, Oracle Financial Crimes, or similar systems, with experience defining requirements and validating outputs
• Demonstrated experience developing functional requirements, leading user acceptance testing, and managing output validation processes in a regulated environment
• Solid understanding of BSA/AML regulatory requirements including CDD/EDD, beneficial ownership, and risk-based program expectations
• Familiarity with model risk management frameworks from a functional validation perspective
• Experience with data quality management, monitoring frameworks, and reporting in a financial services environment
• Experience with data analytics tools and techniques used in compliance monitoring and output analysis
• Proven ability to communicate compliance and functional requirements clearly to both technical and non-technical stakeholders
• Analytical rigor with a focus on output accuracy and regulatory defensibility
• Strong attention to detail, particularly in testing, validation, and data quality assessment
• Collaborative leadership style with the ability to work effectively across organizational boundaries, particularly with BSA model design stakeholders and technology/product counterparts
• Excellent written and verbal communication
• Adaptability in a dynamic regulatory and technology landscape, with comfort navigating the intersection of compliance requirements and technology delivery.

Tech Stack

• Oracle

Benefits

• Health insurance
• 401(k) retirement benefits
• Life insurance
• Disability benefits
• Paid time off
• Performance-based incentive opportunity