Credit Analyst

Role Overview

• Analyze, evaluate risk and provide decisions on credit applications for the financing and leasing of vehicles received through the dealer network.
• Validate information, assess risk and make decisions on credit applications according to credit policies.
• Communicate with dealerships and Business Development Managers to negotiate terms and conditions on complex credit applications to support business needs and ensure acceptable risk level.
• Provide ongoing support to dealers’ network and Business Development Managers on credit programs and policies to ensure credit applications meet all the requirements.

Requirements

• College diploma preferred
• 3 years’ experience in a financial institution in a role with customer contact and negotiation.
• Effective communication skills, both oral and written
• Negotiation skills
• Attention to details
• Analytical skills
• Able to analyze financial statements
• Certified Canadian credit professional is an asset

Benefits

• Health Insurance Coverage: We provide comprehensive insurance coverage, including health, dental, and vision plans, to ensure our employees and their families are well-protected and have access to quality healthcare services.
• Retirement Plans & Savings: Planning for the future is important, which is why we offer competitive defined contribution retirement plan at no cost to the employee to help our employees save for their long-term financial goals. In addition, we have a generous savings matching program.
• Compensation: We believe in recognizing individual contributions and sharing company performance. Our Bonus & Merit Program reinforces a reward and a pay-for-performance culture.
• Vehicle Leasing Program: Our Vehicle Leasing Program offers employees the convenience and cost savings of leasing company vehicles at discounted rates. Employees and eligible family members can lease up to four vehicles per year.
• Work Environment: Our workplace sets the standard with its state-of-the-art facility, designed to inspire creativity and productivity. We believe in fostering an environment where our employees feel empowered to do their best work, and our flexible hybrid policy reflects our commitment to accommodating diverse work styles and needs.
• Floaters Days: We understand the importance of work-life balance, which is why we offer floaters days that can be used at your discretion for personal reasons or to recharge. We've included these days to be inclusive of holidays or celebrations that are that are important to employees.
• Company Designated Holidays: In addition to offering floaters days, we also recognize the importance of celebrating the holiday season with our team. That's why we designate specific company holidays during the December holiday period, ensuring our employees can enjoy this festive time.
• Wellness Programs: We care about the holistic well-being of our employees, which is why we offer various wellness programs designed to promote physical, mental, and emotional health. These may include discounted gym memberships, mental health resources, and more.
• Tuition Reimbursement: We offer this program as part of our commitment to employee development. This benefit supports continued education by covering approved course expenses, fostering both professional growth and long-term career advancement.