Lead strategies reduce fraud losses across the credit card lifecycle with a heavy emphasis on origination and the first 30 days, while balancing onboarding friction, operating expenses, and customer experience
Chair the cross-functional Card Fraud Business Area with team members from operations, product, engineering, decision science, analytics, risk management, compliance, and finance
Partner closely with Decision Science team to evaluate performance, develop new approaches, and lead efforts on the acquisition of high-performing data sources
Accountable for overall card fraud performance and financial targets
Requirements
Fraud risk management experience in a fast growing consumer lending business; proven ability to “own a loss target” and manage it effectively; practical expertise on strategies to manage risk for fully-digital consumer lending origination
Demonstrated success working in a matrixed organization and partnering with a strong data science / decision science / fraud analytics team
Practical/operating understanding of statistical modeling
Practical/operating understanding of machine learning principles
Demonstrated understanding of the best practices and leading third-party solutions in the fraud data space, including credit bureaus, public records, network risk scores, digital identity and footprint, etc.
Vendor management skills; knows how to negotiate and drive effectiveness with data suppliers and partners
Experience in credit card transaction risk modeling
Experience operating on Fiserv Defense Edge platform for credit card transaction risk modeling
Benefits
Competitive pay and stock options
Unlimited PTO
Health Insurance options including Medical, Dental, Vision, Life, EAP, FSA, & Parental Leave
Newly added HSA and Pet Insurance
401K Plan with Matching
Cell Phone Stipend
Casual Dress
Team based strategic planning + Team owned deliverables