Manage strategic elements of HW account management development and ongoing growth
Support overall credit (portfolio and account) management of the HW program
Perform credit and multiple risk evaluation; delinquency, loss and fraud mitigation
Enforce credit policies; portfolio monitoring; assure diligent program growth
Act as primary Credit interface to HW leadership and HW credit risk organization
Collaborate cross-functionally in business and functional initiatives
Develop performance monitoring plan for all HW processes
Prepare and present partner facing and leadership team presentations
Drive enhanced strategies using champion/challenger leanings to manage credit and fraud risks
Evaluate CTC (Critical to Compliance) Risk requirements to ensure controls are adequate

Bachelor’s degree and 3+ years of experience in a strategic analytical role, or in lieu of a bachelor’s degree, 11+ years of experience in strategic analytical role
3+ years leadership experience in portfolio management roles
strong emphasis on credit strategy, credit policy and internal/external communications
3+ years experience using SAS, R or Python programming skills
experience analyzing large data sets to derive strategic actionable credit insights
experience developing Consumer Credit Risk Strategies.
Ability and flexibility to travel for business as required.

VP, Portfolio Credit Manager – Health and Wellness

Key skills