Provide comprehensive support to Western Union, its affiliates, and authorized agents to develop, implement, and monitor effective AML/CTF and anti‑fraud programs in alignment with German regulatory requirements and internal company policies.
Serve as the main point of contact for Compliance Teams of strategic partners, providing guidance, training, and support in implementing robust AML/CTF and anti‑fraud programs
Conduct onsite and offsite AML/CTF and fraud awareness compliance program reviews for prospective, new, and existing Western Union partner locations in Germany
Support the development and enhancement of AML/CTF and fraud awareness programs in Germany
Support your team in defining compliance requirements across products, services, and new business areas, ensuring effective implementation
Support your team in preparing regulatory documentation for supervisory bodies, internal governance, and audits

In-depth knowledge of German AML law and supporting regulations and their application to Western Union
4–6 years of experience in compliance, risk management, or audit
Strong analytical skills, sound judgement, and attention to detail
Ability to work independently and manage multiple priorities efficiently
Experience working with regulatory authorities
Fluency in German and English, with excellent communication and stakeholder‑management skills
Willingness to travel up to 50% within Germany, subject to business needs
Proficiency in MS Excel, Word, and Outlook

Senior AML Compliance Officer

Key skills