Review daily alerts from monitoring tools and identify potentially suspicious activity.
Conduct sanctions, PEP, adverse media, and watchlist screening during onboarding and ongoing reviews.
Perform ad-hoc screening where required.
Escalate positive or unusual alerts to the AML Specialist or MLRO.
Assist in investigating unusual or high-risk transactional behaviour.
Assess customer activity against expected profiles and risk indicators.
Document findings clearly within defined SLAs.
Conduct CDD checks for onboarding and ongoing monitoring.
Support EDD reviews for high-risk customers, including source-of-funds assessment.
Collect and reconcile supporting documentation.
Assist with regulatory reporting to the Financial Intelligent Centre (FIC).
Maintain accurate case files and documentation for regulatory examination.
Ensure investigation files and records are retained in an audit-ready manner.
Maintain logs aligned with five-year statutory retention requirements.
Identify process gaps and propose improvements.
Support updates to AML procedures and workflows.
Remain informed about AML risks and regulatory guidance.

Bachelor’s degree in Law, Business, Finance, Criminology, Compliance, or related field OR equivalent experience.
2–3 years of experience in AML, financial crime, compliance, or related operational functions.
Cape Town based candidate preferred.
Strong working knowledge of FICA (incl. Regulations / Guidance Notes 4B, 7, 8, 6A), regulatory licence requirements and FATF recommendations.
Competent with AML monitoring tools, Excel or BI dashboards, and case-management systems.
Analytical thinker, strong report-writing, clear communicator, discreet with sensitive data, and able to prioritise in a fast-moving environment.

Junior AML Analyst

Key skills