Participate in end‑to‑end QA testing and discuss observations with QA team members and Front Office partners to ensure alignment.
Conduct continuous monitoring of credit portfolios as part of preventative testing and Operational Efficiency & Sustainability (OES) initiatives.
Develop and apply tailored review questionnaires based on credit product type and relevant risk drivers.
Ensure credit underwriting complies with internal policies, procedures, guidelines, and expectations from the Third Line of Defense (Credit Review) and regulatory bodies.
Consolidate QA results and provide structured feedback to underwriters and portfolio managers.
Track and monitor corrective action plans addressing systemic or recurring deficiencies.

Bachelor’s degree with minimum 7 years of experience in wholesale credit risk or related fields.
Strong knowledge of wholesale credit analysis and credit risk assessment.
Effective analytical and communication skills.
Familiarity with credit review processes preferred.
Foundational understanding of wholesale credit products.
Strong organizational skills and proficiency in Microsoft Office applications.
Ability to work independently and collaboratively within a team.
High attention to detail with the ability to maintain awareness of broader risk themes.
Ability to identify, evaluate, and escalate emerging risks.
Strong decision-making and complex-issue resolution skills.
Willingness to learn and adopt SMBC’s proprietary systems and tools.
Interest in applying Artificial Intelligence (AI) tools to enhance processes.
Demonstrated intent to grow a career within financial services.
Constructive, solutions-oriented mindset.
Experience with the banking regulatory environment is welcome.

Quality Assurance – Vice President

Key skills