As a key player in the GI Claims and Reserving, Exposure Management, and Pricing and Performance Committees, you will actively challenge first line teams on technical provisions, reserve margins, and uncertainties, driving improvements and efficiencies—especially through smarter data use.
You’ll deliver sharp oversight and advice on pricing and performance, scrutinising models, strategies, reserving approaches and techniques, and loss trends, while challenging the business on market trends, emerging risks, and best practice.
You are expected to support and robustly challenge strategic and commercial decisions across the business cycle, lead deep dive risk reviews into the financials of the GI business, and bring financial rigour to non-financial risk reviews.
Your expertise will help ensure regulatory and professional compliance, and you’ll play a pivotal role in shaping GI and reinsurance risk appetites.
You are expected to work closely and collaboratively with the first line teams and should be prepared to travel to other key hubs as needed.

You should be an actuary or have a strong technical Risk background.
You should have a strong background in personal lines insurance, especially household.
Good connections within the general insurance market, and experience in both industry and consultancy roles would be an advantage.
Proven expertise in GI personal lines reserving and reinsurance, with hands-on, up-to-date experience.
Strong pricing skills (household or experience of sophisticated pricing approaches used on other personal lines), including advanced data analytics and price optimisation techniques.
In-depth understanding of current and emerging regulations.
Outstanding communicator and stakeholder manager—curious, creative, and unafraid to challenge or defend a viewpoint, yet adaptable when needed.
Data science capabilities are highly valued.
GI capital modelling know-how is a real plus.

Senior GI Risk Manager

Key skills