About this role
Role Overview
- Lead the Compliance area with a strong hands-on role in building processes, policies, and controls;
- Work integrally across Regulatory Compliance, AML, and Internal Controls, ensuring a comprehensive view of the Lines of Defense, monitoring and execution;
- Manage and conduct the Ethics Channel and internal investigation processes, including receipt, analysis, and routing of cases to the executive committee;
- Review, draft, and update policies, internal regulations and procedures, ensuring adherence to external rules (Central Bank of Brazil
- Bacen, AML, LGPD) and business needs;
- Act as the primary technical reference on Central Bank regulation, reading, interpreting and translating rules into practical guidance for internal teams;
- Strengthen governance between Compliance, AML and Internal Controls, ensuring clarity of roles, workflows and responsibilities;
- Map, identify and assess area risks and controls in accordance with Resolution CMN 4557/17;
- Participate in the review, monitoring and maintenance of the Risk Appetite Statement (RAS);
- Monitor operational loss events;
- Act proactively to identify and mitigate regulatory, operational and reputational risks.
Requirements
- Bachelor’s degree (Law, Business Administration, Economics, Accounting or related fields);
- Solid experience in Compliance, AML, Internal Controls and Integrated Risk in financial institutions, fintechs, Direct Credit Companies (SCD), Payment Institutions (IP) or environments regulated by the Central Bank (Bacen);
- Deep knowledge of Central Bank regulation, with the ability to read, critically interpret and apply rules in practice;
- Previous experience structuring or restructuring areas/processes from scratch or in transformation contexts;
- Hands-on approach, especially in conducting investigations, managing the ethics/whistleblower channel and designing processes;
- Availability for hybrid work: required to attend our office in the Morumbi area of São Paulo once a month for four consecutive days, generally in the last or first week of the month (Creditas in Person).
Benefits
- Health Plan (Alice)
- Dental Plan (SulAmérica)
- Wellz: therapy sessions 100% free
- Wellhub: access to gyms and studios
- Pharmacy agreement (Univers)
- Life Insurance (Porto Seguro)
- Birthday day off
- Extended parental leave: 6 months for birthing parents and 35 days for non-birthing parents
- Family Care: support program for maternity and paternity
- Daycare assistance
- Assistance for dependents with disabilities (PWDs)
- SESC: access to facilities for you and your dependents
- Meal Voucher (VR): flexible benefits card (Creditas Card)
- Payroll loan (Creditas Benefits)
- Salary advance (Creditas Benefits)
- Insurance discounts (Minuto Seguros)
- Access to exclusive financial education content in the Creditas app
- PPR: profit sharing program
- Educational and development incentives
- Flexible work model
- Free bike parking at the office
- Contracted parking at the office (subject to internal availability)