Supports the commercial loan and deposit portfolio of one or more Relationship Managers providing quality underwriting, sound portfolio management and superior client service.
Analyzes financial information to evaluate the credit worthiness of new loan requests, renewal loan requests and on-going Portfolio Management activities.
Completes industry research, as needed, supporting existing and new Customers to the Bank.
Compiles commercial loan packages ensuring completeness and accuracy of information provided.
Guides the loan request through the Credit Approval Process.
Assures that large commercial loan relationships are in compliance with State and Federal regulations and Bank policies and procedures.
Monitors and services the large commercial loan portfolios through quality portfolio management work.
Properly grades risk of each loan in the assigned portfolio and recommends adjustments as circumstances change.
Assists Relationship Manager in credit presentation to Credit Administration or other leaders and Committees at the Bank.
Builds and maintains positive working relationships with internal business partners.
Demonstrates a commitment to fair lending practices and ensures compliance with all applicable Bank policies and procedures.

Four-year degree in Business Administration, Finance, Accounting or related field; Graduation from a recognized school of banking is an asset or equivalent experience
Minimum of 8-10 years’ experience in credit analysis, commercial banking, business banking and/or portfolio management. Familiarity with loan structuring and loan documentation is preferred.
Knowledge in accounting and lending principles, as well as excellent oral and written communication skills. Must have an in-depth knowledge of Federal and State lending regulations and Bank policies related to lending procedures.

Commercial Portfolio Manager III

Key skills