Ensure the Treasury function contributes effectively to the Bank’s overall performance while maintaining full compliance with best practice standards, regulatory requirements, and statutory obligations.
Understanding of retail and business deposit markets.
Monitor market rates and funding requirements and propose price and product changes.
Form and have a view on future rates of all savings products in the market.
Identify opportunities to optimise funding structure and pricing.
Maintain relationships with deposit aggregators.
Manage all aspects of governance covering deposits, including compliance with aggregators and internal product reviews.
Determine an optimal funding strategy for the Bank.
Perform analysis of performance to plan.
Perform behavioural analysis for the deposit book.
Prepare and present fortnightly funding updates to key stakeholders.
Prepare and present monthly funding updates to ALCO.
Assist in the preparation and production of analysis of the Bank’s deposit book.
Assist in the running and write up of stress testing.
Responsibility for the maintenance of all Treasury documentation relating to funding and deposits.
Contribute to the development of a modern, digitally focused Treasury function.
Develop, enhance and maintain the Bank’s Funding Optimisation tool within ERMAS.
Undertake the preparation of daily reporting within the ALM system as well as maintenance of products within the system.

Understanding of deposit markets.
Strong data, analytical and problem-solving background.
Strong attention to detail and willingness to take a hands on approach to BAU activities.
Takes ownership of tasks, prioritises effectively, and proactively supports the team by stepping in when needed, demonstrating strong emotional intelligence and initiative.
Ability to work collaboratively in a team environment.
Markets experience gained within a regulated firm, preferably a retail deposit taking and corporate lending institution.
Prepared to challenge but to do so in a constructive manner.
A proactive, “can-do” attitude with flexibility and problem-solving skills.
Committed, hardworking and focused upon delivering results.
Clear and confident communication skills.

Deposits Manager

Key skills