Responsible for the timely completion of accurate financial statement spreads and risk ratings
Support underwriting new credit requests, renewals, and traditional portfolio monitoring
Perform annual reviews on client relationships in alignment with Business Unit policy and procedures
Build trust and strong relationships with Underwriting, Credit Executive, and Client team partners
Spread and analyze complex financial information for high-net-worth clients
Accurately risk rate clients using regulatory definitions
Effectively communicate spreading and risk ratings outcomes with key business partners
Understand and leverage tools, systems, and applications used in day-to-day functions

3–5 years in credit analysis, accounting, financial analysis, or a closely related credit risk role
2+ years of credit analysis experience with Commercial credit policies and procedures
Proficient in interpreting various Commercial loan documents
Strong working knowledge of commercial loan structures and financial statement analysis
Exposure to GMS/Tableau reporting, documentation management, and process improvement
Capability of independently running analysis on credit supported small projects and streamlining team operations
Working proficiency with Commercial loans, collateral, client data, and workflow systems along with SharePoint, and Adobe Acrobat
Bachelor's degree in Accounting, Finance or equivalent experience

Credit Analyst III – FAM Specialist

Key skills