Cash Flow Management: Monitor and analyze franchisees' direct and indirect cash flows, identifying liquidity bottlenecks and deviations from the plan;
Financial Cycle and Working Capital Analysis: Assess the network's Working Capital Need (WCN) by cross-referencing average collection, inventory and payment periods to optimize the operation's financial health;
Credit Monitoring: Analyze the risk profile of franchisees' portfolios together with the Credit Operations team;
Performance Tracking: Prepare financial performance reports, providing insights and action plans for franchisees whose indicators fall outside the network's standards.

Education: Bachelor's degree in Business Administration, Economics, Accounting or related fields;
Technical Experience: Experience in FP&A, Treasury or financial consulting;
Behavioral: Clear and didactic communication ("influencer" profile to explain finance to non-finance stakeholders), results-oriented, strong execution focus and an owner mindset;
Financial Statements Proficiency: Advanced knowledge of the Income Statement (P&L), Balance Sheet and Cash Flow Statement (direct and indirect);
Working Capital Management: Solid knowledge of financial cycle metrics (Average Collection Period / DSO, Average Inventory Period / DIO, Average Payment Period / DPO) and WCN calculation;
Google Sheets/Excel: Advanced level for financial modeling, dynamic dashboards and spreadsheet automation;
SQL & BigQuery: Ability to extract large volumes of data directly from GCP.
Desired Requirements
Credit: Basic knowledge of corporate (B2B) credit processes to facilitate interaction with the credit area.

Here, your Health is a priority
Medical and dental plan
Medication assistance
Health allowance for dependents
Free psychotherapy sessions
Telemedicine and second medical opinion
Free flu vaccine
Health care programs
To support your Nutrition
Meal voucher or local restaurant card (depending on work model)
Food allowance
Christmas food allowance
Ensuring Well-being and Quality of Life in all aspects
Gym and fitness studio plan
Home office allowance (hybrid and remote work models)
Pet health plan
Birthday day off
Up to 40% discount on our products
Employee membership benefits (agreements and partnerships, multibrand store, TotalPass gyms, courses and more!)
Travel and accommodation program
For the Family, our most precious asset
Childcare assistance
Child nutrition credit
Babysitter allowance
School supplies allowance
Legal, psychological and social counseling
Support for non-traditional parents
Extended parental leave (180 days for mothers and 120 days for fathers)
Mobility for your on-site commute
Transportation voucher and parking (hybrid and on-site models)
Security for protection and financial peace of mind
Life insurance
Bereavement support for loss of parents
Private pension plan
Payroll-deductible loans

Financial Specialist I – Corporate Credit

Key skills