Define, lead, and build the underwriting function across all Employee Benefits product lines
Oversee a multi‑disciplinary underwriting organization
Serve as a primary underwriting advisor to the SVP of Employee Benefits and leadership team on pricing strategy, risk selection, portfolio performance, and market growth opportunities
Drive underwriting governance, guidelines, philosophy, and portfolio performance
Partner with Product, Distribution, Actuarial, Finance, and Operations to align underwriting strategy with market growth ambitions
Lead, mentor, and develop a multi‑level underwriting team across product lines
Champion adoption of modern underwriting technologies, automated risk engines, and AI‑driven decision support tools
Requirements
15+ years of Employee Benefits underwriting experience with deep knowledge of small‑group and mid‑market segments
Direct experience underwriting Dental, Vision, Life, STD, LTD, Paid Leaves, and Supplemental Health
Proven leadership of underwriting teams; VP‑level or equivalent experience preferred
Demonstrated ability to underwrite and negotiate large aggregators: PEOs, payroll providers, GAs, and national brokers
Strong process‑engineering mindset with experience building underwriting operations from ground up
Experience implementing technology modernization, automation, and AI‑enabled decisioning