Optimising Risk Adjusted Margin across all areas of the credit lifecycle from Onboarding to Collections.
Improving product offering, analyse customer friction areas and propose solutions incorporating business objectives and customer outcomes.
Define commercial strategy and continuously optimise it to grow the business while maintaining strong returns
Discover insights from data using tools like Python and SQL to find opportunities and optimise our strategy
Seek out novel strategies and commercial approaches we can take advantage of
Obsess over competitor trends and our performance through our diverse acquisition channels, responding quickly to changes in the market
Collaborate cross-functionally with product, engineering, data, and our external partners to improve funnel performance
Monitor and assess the success of implemented strategies and continuously identify areas for improvement.

Daily coding experience, with proficiency in Python and SQL ideally
Proven experience in credit risk or commercial strategy roles, ideally within consumer lending.
A strategic mindset and the ability to translate complex data into clear, actionable decisions.
A focus on delivering results that align with both commercial and customer needs.
A collaborative, open approach and a willingness to challenge your own assumptions

Commercial Analyst

Key skills