Head of Compliance, MLRO – Fixed Term Contract, Maternity Cover

Role Overview

• Provide regulatory compliance advice to management, business owners, and stakeholders regarding daily operational and regulatory requirements.
• Continuously map and monitor the legal and regulatory framework (e.g. PSD II) and participate in the development of regulatory compliance roadmaps.
• Oversee the development, implementation, and monitoring of the Annual Compliance & AML Action Plan based on risk assessment methodology.
• Execute ad-hoc compliance and AML audits to ensure internal processes and policies are applied, identify control gaps, and find process improvement opportunities.
• Analyze non-compliance findings and prepare reports for the Compliance Director and regulatory bodies, indicating trends and proposing improvement actions.
• Prepare regulatory reports for submission to authorities (e.g. annual compliance report, annual AML/CFT report).
• Participate in transaction monitoring daily and in the Customer Due Diligence Process.
• Engage in the sanction screening process through FinTech Solutions Inc’s screening system.
• Optimize the client risk assessment system.
• Liaise with internal functions, monitor legislation, and draft or review policies and procedures to ensure compliance with regulatory requirements.
• Develop the Business Risk Assessment (BRA) according to EBA guidelines and local regulatory requirements.
• Support the design, implementation, maintenance, and continuous improvement of the compliance, AML/CTF, and risk permanent control framework.
• Manage complaints and whistleblowing reports.
• Conduct AML/CTF investigations or act as a reviewer in investigations and forward relevant results to the company management.
• Assist the team in responding to requests from competent authorities (e.g., FIU, Police Departments, prosecutor’s office, etc.).
• Ensure a smooth onboarding experience for FinTech Solutions Inc customers, meeting Anti-Money Laundering requirements and providing clarifications to the operation and KYC teams for the management of non-compliance cases.
• Design and execute training for all stakeholders on AML regulations and customer-centric onboarding practices to increase compliance levels.
• Respond to ad-hoc assignments related to the job and your personal skills and capabilities.

Requirements

• BSc preferably in Law, Banking, Economics, Business Administration, Audit, or a related field.
• 10+ years of relevant professional experience in regulatory compliance, AML, risk, or audit functions, with at least 4 years in a senior position. Experience in payments and fintech companies is an asset.
• In-depth knowledge of financial services regulations, particularly payment regulations & supervision (e.g. PSD2, EBA guidelines, acquiring & issuing business, AML directives).
• Professional qualifications relevant to the role (e.g. CAMS, CFE) will be considered an asset.
• Hands-on experience in AML/CTF operations and a thorough understanding of AML standards and AML/CTF system functionalities.
• Knowledge of anti-fraud systems and sanction screening systems (e.g., Refinitiv) is a strong plus.
• Good knowledge of payment products and services.
• Knowledge of data analytics methodologies/platforms (e.g., Power BI, ACL, Salesforce) is an asset.
• Knowledge of project management systems (e.g., ASANA) and OKR is an asset.
• Excellent organizational skills and the ability to manage multiple tasks and prioritize effectively.
• Effective communication and critical thinking skills.
• Tenacity and strong ethical standards.
• Proficiency in MS Office.
• Excellent command of the English language (both written and spoken).

Benefits

• Competitive full-time salary 💸
• Private Family Medical Plan 🏥
• Monthly meal allowance 🍽️
• Learning and development programs and access to relevant resources 📚
• A flexible hybrid model of work
• Free Skroutz Plus subscription ➕
• Free wellness subscription 🏋️‍♀️
• Being part of an environment that gives employees large goals, autonomy, and mentoring, creating incredible opportunities, both for you and the company! 🪴