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Product Manager, Credit, Cash Advance, Lending at The Job Sauce | JobVerse
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Product Manager, Credit, Cash Advance, Lending
The Job Sauce
Remote
Website
LinkedIn
Product Manager, Credit, Cash Advance, Lending
United States
Full Time
4 hours ago
No H1B
Apply Now
About this role
Role Overview
Own underwriting logic for both cash advances and loans.
Partner with Data Science to refine model thresholds, LTV caps, expected-loss calculations, and override rules.
Improve calibration between expected loss (EL) and actual portfolio performance.
Ensure decisioning is fast, consistent, and scalable across asset categories.
Own the borrower UI/UX end-to-end: application → offer → funding → repayment.
Improve clarity, trust, and ease-of-use in the borrowing experience.
Develop features that encourage responsible, repeat borrowing.
Monitor loss rates, delinquency, utilization, and customer repayment behavior.
Work with Finance to maintain healthy margins and capital efficiency.
Implement guardrails that reduce adverse selection and improve overall risk quality.
Build dashboards and reporting that clearly communicate model health.
Own CX/Ops flows related to funding, repayment, manual review, and exceptions.
Build and own the quarterly roadmap for cash advances and lending.
Requirements
5–8+ years of PM experience in credit, lending, underwriting, risk, or fintech.
Strong understanding of underwriting logic, expected-loss modeling, delinquency, and LTV frameworks.
Comfortable interpreting model outputs and turning them into credit rules and customer-facing flows.
Experienced partnering with Finance, Data Science, CX, and Engineering.
A product thinker who can simplify complex financial decisions into clear, user-friendly interfaces.
Able to operate at multiple altitudes — from credit model details to high-level product strategy.
You move fast, take ownership, and communicate clearly.
Benefits
$100/month work-from-home stipend
$200/month wellness stipend
WeWork office stipend
401(k) retirement benefits
Flexible vacation policy
Generous paid parental leave
Competitive healthcare benefits, including HSA, for you and your dependent(s)
Apply Now
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