Capital Markets Manager, Emerging Products

Role Overview

• Drive execution of Upstart’s securitization issuance and asset-backed financing strategy across multiple products
• Structure and model asset-backed transactions, including reviewing collateral performance and bond cashflows
• Build and maintain relationships with institutional investors, lenders, and banking partners
• Lead investor discussions, including presenting new products and opportunities with limited historical performance data
• Partner with legal, operations, analytics, and accounting to execute transactions and ensure alignment across stakeholders
• Present transaction updates, market insights, and funding strategies to senior leadership
• Support development of junior team members through coaching and guidance

Requirements

• 7+ years of experience in capital markets, structured finance, investment banking, or a related field
• Experience structuring and executing asset-backed securities (ABS) or other structured finance transactions
• Experience building and reviewing asset-level and bond-level cashflow models
• Experience presenting investment opportunities, transaction structures, or financial products to institutional investors
• Bachelor’s degree in finance, economics, or a quantitative field (or equivalent practical experience)

Benefits

• Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
• Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year
• Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees
• Affordable medical, dental, and vision coverage, with multiple plan options
• Upstart covers 90% to 100% of the cost depending on the plans you choose
• Health Savings Account contributions from Upstart for eligible plans
• Income protection benefits, including company-paid Basic Life, AD&D, and Short
• and Long-Term Disability coverage, with options to purchase supplemental coverage
• Paid time off, sick and safe time, and company holidays
• Paid family and parental leave to support caregiving and major life moments
• Family-centered benefits through Carrot and Cleo, supporting fertility, parenthood, and caregiving
• Employee Assistance Program (EAP) offering mental health support and life-centered resources
• Financial wellness resources, including access to financial planning tools and a financial concierge service
• Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
• Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
• Connection and community through team events and onsites, all-company updates, and employee resource groups (ERGs)
• Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our four offices, located in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!).