Build and maintain dynamic cash flow models for acquisition and investment opportunities
Develop 5-year cash flow projections for existing portfolio assets
Support the preparation of investment committee memos, lender packages, and transaction summaries
Track loan covenants, including DSCR thresholds, reserve requirements, and reporting deadlines
Maintain and update a centralized covenant monitoring dashboard
Proactively identify and escalate potential compliance risks
Coordinate with property management and accounting teams to ensure timely and accurate reporting
Prepare monthly and quarterly asset performance reports, including variance analysis and risk insights
Support portfolio-level analytics such as concentration analysis, exposure mapping, and risk scoring
Assist in annual business plan reviews and strategic portfolio discussions
Analyze loan agreements, servicing standards, and lender requirements to identify key obligations
Summarize critical terms, covenants, and trigger events for internal stakeholders
Support compliance efforts related to lender inspections, audits, and annual reviews

1–4+ years of experience in commercial real estate, credit analysis, banking, or related fields
Strong financial modeling and analytical skills, with the ability to work with large datasets
Familiarity with office and/or multifamily asset classes preferred
Ability to interpret loan documents, financial statements, and lease structures
Highly organized with strong attention to detail and the ability to manage recurring deadlines
Strong written and verbal communication skills, particularly in lender-facing scenarios

$400 Placement Bonus after successfully completing your first 30 days with your first MOD client
Independent Contractor Referral Program – Earn up to $330 for every successful referral
MOD Cash Advance Program available after 6 months of active service with MOD client/s
Comprehensive HMO Coverage for you and 1 dependent, starting after 6 months of active service with MOD client/s
Dental Benefits through Maxicare Dental Hub
Optical Reimbursement for HMO principal members
Group Life Insurance with Accidental Death & Dismemberment coverage
Maternity Reimbursement for both normal and Caesarean delivery
6 Paid US Holidays
7 Additional Vacation Leave Credits after 10 months of active service with the current MOD client
7 Additional Sick Leave Credits after 1 year of active service with the current MOD client/s
Unlimited Upskilling Opportunities through MODUniversity
Mentorship and collaboration with global leaders and teams
Clear career advancement pathways within the organization
Diverse, inclusive, and supportive workplace environment

Credit Analyst

Key skills