Perform independent credit analysis of commercial loan requests (CRE, C&I, and Agribusiness)
Complete financial analysis and evaluation of credit worthiness
Prepare loan memorandums, risk rating matrices, financial analysis and collateral analysis
Develop and maintain a thorough understanding of loan products and procedures
Interact with and provide an exceptional customer experience to internal and external customers
Conduct complete credit underwriting including preparing accurate and timely loan presentation packets
Spread and analyze financial information for borrowers, guarantors and related entities
Ensure compliance with loan policy and compliance standards
Provide exceptional customer service to staff, customers, and other related parties in support of the credit process

Bachelor’s degree in Accounting, Business Administration, Finance, Economics, or related field or equivalent work experience
General understanding of financial statements, lending policies, procedures, practices, and documentation including cash flow and collateral analysis
Ability to adapt and manage multiple deadlines is required
Experience in credit analysis is preferred.

Analyst I, Commercial Credit Analysis

Key skills