Chief Financial Officer

Role Overview

• Lead the Chart function and report to the CEO on strategic planning and budgeting for the business.
• Hold one of the two Executive Director seats on the Board, providing context from the business to the Board.
• Define the strategy for finance operations and uphold regulatory submissions for compliance.
• Collaborate with Product and Engineering teams on Banksy (in-house core banking system) and new card issuing platform.
• Chair the Executive ALCO and oversee all financial modelling and regulatory reporting.
• Manage relationships with regulators, ensuring clear and credible communication.
• Support the CEO on fundraising and growth strategy, engaging with investors.
• Drive performance and architect a finance function suited for the AI era.

Requirements

• Banking and/or Fintech Experience: You've held a senior finance leadership role in banking or fintech and have a solid grasp of the FCA/PRA regulatory environment.
• FP&A: You have a strong background in FP&A, supporting the business in budgeting, forecasting and financial planning.
• Growth-minded partner, not just a financial gatekeeper: You're a commercial leader excited to drive revenue growth. You've worked directly on pricing strategy, unit economics, and bottom-line ownership, not just taken them as given from business heads.
• Performant, disciplined, hands-on: You roll up your sleeves, dig into the details, and move at pace to resolve problems at their root.
• A good craftsman does blame his tools: You're obsessed with productivity and efficiency. You actively seek out AI and SaaS tools to help the Chart team work faster and smarter.
• Objective: You're the anchor of reality in a room full of optimism. You’re honest about tradeoffs, focused on achievable targets, and never distracted by unlikely scenario planning.
• Signal, not noise: You take complexity and make it simple.
• Fresh perspective: You've built high-performing teams and see the function as a strategic partner.
• Diplomat and consigliere: You instil confidence by speaking honestly and thoughtfully.
• Spidey-sense: You see around corners — and can always explain why a concern is real, not just that it exists.
• A love of writing
• we have a major amount of written documentation that you will be contributing to, and we place a high degree of importance on clarity and readability

Benefits

• Remote-first flexibility: Work from anywhere in the UK
• Work from abroad: Up to 20 days a year
• Time off: 25 days’ holiday, bank holidays and a winter break (we shut down between Christmas and New Year)
• Share options: Own a part of what we’re building together
• Pension: Auto-enrolment into our Penfold scheme
• Insurance: Private medical with Bupa (including family cover) and life insurance with AIG
• Wellbeing: 1:1 coaching and therapy session available through Oliva
• Family leave: Enhanced parental leave with up to 6 months on full pay after two years’ service
• AI tools: Everyone has a Claude subscription on us and access to other premium tools
• Your setup: We’ll support you in creating a comfortable and effective WFH environment