Own complex onboarding cases end-to-end, with a focus on customers involving US exposure, including identification and verification of legal representatives and beneficial owners using reliable sources such as commercial registers and corporate structure documentation.
Conduct risk assessments in line with EU and US AML requirements, applying internal policies and regulatory expectations to make well-reasoned onboarding decisions.
Take ownership of the quality and consistency of US-related compliance reviews, ensuring alignment with BSA/AML principles and internal standards.
Review cases prepared by colleagues, upholding the four-eyes principle and ensuring accuracy, completeness, and regulatory soundness.
Maintain clear, structured, and audit-ready documentation across all onboarding and compliance activities.
Coordinate account opening by preparing and transmitting compliant data sets to our partner bank.
Monitor existing customers, with particular attention to US-related risk factors, ensuring that relevant changes are identified, assessed, and properly reflected in internal systems.
Drive operational improvements by identifying inefficiencies and gaps, especially in US-related workflows, and working with Product and Tech teams to implement scalable solutions.
Act as a subject-matter expert for US compliance topics within the first line, supporting colleagues and enabling consistent, high-quality decision-making.

3+ years of experience in operational compliance (first line), working with SME or corporate clients within a bank, fintech, or regulated financial institution.
Strong hands-on experience with KYB/KYC onboarding and customer risk assessments, including the ability to independently handle complex corporate structures.
Clear exposure to US AML requirements and working knowledge of BSA/AML principles, with the ability to apply them in a practical, operational context.
Solid understanding of EU AML/CTF frameworks and how they interact with international compliance requirements.
A degree in law, finance, economics, or a related field, or a relevant professional certification (e.g. CAMS or equivalent) is a strong plus.
Demonstrated ability to make sound, risk-based decisions and balance regulatory requirements with business needs.
High attention to detail and a strong quality mindset, with the ability to manage complex and sensitive cases reliably.
Analytical and structured thinking, with the ability to quickly understand new regulatory requirements, systems, and risk scenarios.
Proactive and collaborative working style, with confidence in engaging cross-functional stakeholders and taking ownership of topics.
Fluent English, written and spoken; additional European languages are a plus.

The opportunity to work in a growing team with big responsibilities
Attractive remuneration
Flat hierarchy and transparent communication in a relaxed, professional atmosphere
Opportunity to develop your talent in a dynamic team with ambitious goals
Flexibility and possibility to work remotely
Monthly mobility benefit
Wellhub Membership
Pliant Card with monthly credit to explore the product and enjoy food with colleagues

Compliance Operations Analyst

Key skills