Investigate workers compensation claims as assigned by claims supervisor
Determine compensability of claim and liability based upon facts, applicable negligence laws, case law and statutes
Responsible for managing workers’ compensation claims as assigned by claims supervisor
Communicates directly with clients, employers, injured workers, physicians, and attorneys to bring claims to a timely conclusion
Interviews, telephones, or corresponds with claimant and witnesses, consults police and hospital records
Documents all information from contacts with employers, claimants, physicians, and attorneys into the claims’ management system and ensures that documentation is current
Reviews claims’ submissions for thoroughness and accuracy
Determines compensability of claims through information gathered and according to workers’ compensation statutes
Makes recommendations as to compensability and coverage of claims
Provides guidance and advice to clients on direction of claims after all information has been gathered and analyzed
Ensures jurisdictional filings are complete and timely
Obtains pre-certification approval for specific treatments as needed
Reviews bills and medical notes; authorizes and codes bills
Attends seminars and meetings as needed to stay abreast of current industry knowledge
May attend mediations, hearings, trials or other legal proceedings
Processes medical-only workers’ compensation claims involving minor injuries and/or payment
Requirements
High School degree or equivalent is required
At least two years college credit from a four-year college or university; or an Associate's degree from a two-year college; or an Associate in Claims designation from the Insurance Institute of America is preferred
Minimum of two years of workers’ compensation claims handling experience
Client services skills and/or training
NC/SC WC adjuster experience
Claims Adjuster license(s) as mandated by applicable state(s) are required
Current valid drivers’ license is required
Ability to read, analyze and interpret common technical journals, financial reports and legal document
Ability to respond to common inquiries or complaints from customers, state agencies or members of the business community
Ability to effectively present information to management, employers, boards of directors and other committees
Ability to effectively interview claimants and other interested parties
Ability to work with mathematical concepts and apply concepts such as percentages, fractions, rations and proportions to practical situations
Ability to define problems, collect data, establish facts and draw valid conclusions
Ability to interpret a variety of technical instructions and deal with several variables
Ability to effectively negotiate claim settlements
Benefits
Comprehensive medical insurance, dental insurance, and vision insurance
Life and disability insurance
Fertility benefits
Wellness resources
Paid sick time
Generous paid time off and holidays
Employee Assistance Program (EAP)
Complimentary Calm app subscription
Immediate vesting in a 401(k) plan
Health Savings Account (HSA) and Flexible Spending Account (FSA) options
Commuter benefits
Employee discount programs
Paid maternity leave and paid paternity leave (including for adoptive parents)